Financial institutions such as banks, credit card issues and 3rd party transaction processors such as PayPal are required by law to verify the identity of the person behind any and all Accounts into which money is collected. This stems from the USA Patriot Act, Title III, Anti-money laundering to prevent terrorism where as institutions put into place reasonable steps to identify beneficial owners of bank accounts and those who are authorized to use or route funds through payable-through Absolutely; you can make payments and receive money on PayPal without a credit or debit card. However, you will need to create a PayPal account and link your bank account to it. Then, you can transfer money from your bank account to your PayPal account and use the balance from there. In this way, PayPal functions similar to a debit card. It withdraws money directly from your bank account to make the payment. This transaction usually takes one business day to complete. PayPal Account PayPal Services in India are provided by PayPal Payments Private Limited (CIN U74990MH2009PTC194653). Users are advised to read the terms and conditions carefully. When you visit or interact with our sites, services, applications, tools or messaging, we or our authorised service providers may use cookies, web beacons, and other similar technologies for storing information to help provide you with a better, faster and safer experience and for advertising purposes. To buy something online without a credit card, use a debit card if you have one, since they’re accepted by most websites. If you don’t have a debit card, set up an account with an online payment company, like PayPal or Amazon Payments, which connects your debit card or checking account to their website. Alternatively, use an electronic wallet, such as Google or Apple Wallet, which allows you to add funds from a checking account and spend the money on many sites. If you want to buy You can use PayPal without a credit or debit card on file, though you're somewhat limited in what you can do on the platform. Even without a card, there's still plenty the e-commerce website can Paypal Credit Card is actually a credit card that you can buy in stores and you get point rewards, paypal credit is a credit that you can use online as long as you buy something more than $99 up, you will get 6 months interest free, and paypal accounts is a way of payment online that you can use you banking account to pay. Also, you can use you Here is a simple checklist to help you transact internationally without any difficulty. Make sure to link a valid card to your PayPal account. Before linking, check if your bank accepts international transactions through PayPal. Check with your issuing bank for your spending limit. Here’s a list of major banks that accept card transactions, done through PayPal. Choose from the list below. To enable international transactions on your Debit or Credit Card, Login to Netbanking > Cards To use PayPal without a credit card: Begin creating a PayPal account. Click I’d Rather Link My Bank Account First. Click on your bank’s logo. Enter your bank card number and online banking password. Or, enter your bank’s details from a cheque from your bank. Link your bank account, and then click I’ll Link My Card Later. Verify your email address. Like when you set up your PayPal account with a credit card, making a PayPal account with just your bank account still takes quite a bit Partially funding with credit/debit card also carries fees⁶ . Debit/credit card: Possible to make a payment on PayPal without an account if you pay with credit/debit card: Paying with card brings much higher fees than paying with balance or linked bank account . Domestic payments cost 2.9% of the amount + $0.30³ . International payments cost First you must be 18 to open a PayPal account, if you're not - then don't bother. As for having an account without meeting the requirements to be "verified" - yes, it's possible you can do that however, it's basically "useless" - you will have limits for sending and receiving, your funds can be held for up to 21 days and the only way you can withdraw any money from your account balance is by requesting a paper check - it takes about two weeks, there's a $1.50 charge and the receiving address
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