Click this referral link to get a headstart of 200 points!
https://linguasakura.com/join/lTs2U9ieTUCqDvAF
LinguaSakura is a typing game that helps you learn Japanese while earning money!
Every after 5 minutes, you get 2 minutes to type each romanized Japanese words to earn playing points.
You have 15 tries per day so make sure you earn a lot of playing points in order to reach 5000 points in a week!
Why is 5000 playing points needed?
This is in order to activate your account to earn money by next week!
Calculations:
Let's say you type 25 words per minute, so you get 50 playing points each 7 minutes (5 minute break + 2 minute game)
You have 15 tries per day, 50×15 = 1500. To get to 5000 playing points, you need at least 4 days of hard work!
If you want to gain more playing points. You could challenge people from the practice leaderboards!
LinguaSakura has a leaderboard system based on practice points and resets per week.
Gaining practice points does not directly give you playing points.
But in leaderboard system, this is essential for people for people who wants to be at the top.
First 3 top runners will be rewarded by a lot of playing points each week (Top 1 gets 10000 playing points)
There's no break for gaining practice points so you can easily get to 3000 points if you're willing enough.
Also, 7 playing points = 0.002$ = 0.048 PHP
10,000 = 2.85$ = 137.14 PHP
Minimum Withdrawal is 2$ (GCash) and 5$ (Palawan Express)

throwaway dahil alam ng kuya ko yung main ko, my bad. this is super long but no one really understands me bc they're usually middle class, which is good for them. i don't want anyone to go through what i am going through.
anyway, i'm a kid who's the child of a single mom, we're extremely poor. we're lucky to earn more than 600 pesos a week. we're months behind on rent and bills, but at least may kuryente at tubig na kami ngayon. before, we didn't have electricity or running water -- we had to ask our neighbours to charge our phones, to let us at least hilamos sa banyo nila. may issues din kami ni mama, i've got severe mommy issues 'cause of how bad she's traumatized me, but she's the only reason i'm still here, so.
but here comes yung kuya ko. may 13 year age gap kami, ako'y 15 years old right now. iniwan niya ni mama sa ibang pamilya dahil gusto ni mama magtrabaho sa ibang lugar. because of that, he grew up very loved in that family, even if they weren't blood related. may pagkain, tubig, internet, games, etc etc siya araw araw ng buong buhay niya while i spent most of my life having to cope with extreme poverty.
like my mom, i have a strained relationship with my brother. ewan ko ba't ganon siya kabobo, pero dahil mahilig siya sa anime, gusto niya akong maging "perfect anime imouto" niya. pero paano ba akong magiging yung perfect little sister niya pag nahihirapan ako araw araw? nahihiya daw siya sa akin dahil boyish ako eh pero lahat ng damit ko ay pinabigay lang sa akin at para sa lalaki. short ang buhok ko para tipid naman sa shampoo. di niya gets na wala talaga kaming pera and that we're doing our best to survive. ewan ko bakit di niya kame tinutulong eh. may trabaho siya at komfortable ang buhay naman niya dahil nakatira pa rin siya sa pamilya na iniwan siya. mas-importante pala sa kanya ang gala.
i want to try to earn money as well, but that's nearly impossible for where i am right now. i can't get gcash/paymaya or a bank account, i don't have education outside of a few years of elementary, ang maganda lang sakin ay fluent ako sa english and ok lang naman ako magdrawing na hindi realism. money equals pagkain, bagong damit, tuition, etc etc... tangina yan. i hate money and how it's influenced my family so much.
and just before anyone tries to ask how i'm on reddit if i'm piss poor -- i leech off my neighbour's wifi because at this point animal videos lang sa youtube ang ligaya ko.

Hi guys, I'm here to share to you my top money making apps this July. These are legit apps that will certainly pay you cash either by PayPal or GCash. Ready? Here we go.

1. Brave Rewards - This awesome browser lets you earn money while using it. The more you browse, the more you earn. Possible income per month without referrals ($2-$3). Payment is given every end of the month.
   
2. Clipclaps - A social media app that pays you by simply watching videos and playing games. You can request payout once you reach the minimum payout of $10. New users can cash out $0.10 immediately. Possible earnings with the app is $10 per month without referrals. Use this referral code to get a $1 bonus: 13LPA13L
   
3. Current Rewards - earn passive income by simply listening to your favorite songs. You can lay mobile legends while using this app to listen to music. Payment is via PayPal. Minimum cashout is $1. Get free bonus points if you use the referral link. Possible income is $3 per month without referrals.
   
4. Typing Sensei - get paid to play a 2 minute typing game. The minimum payout is $2 via GCash or Palawan Express. Possible earnings per month is $2 to $4 without referrals.
   
5. Cryptopop - play a match 3 game and earn cryptocurrency which will be deposited directly to your coinbase account almost instantly. Possible earnings is $1 per month without referrals.
   
6. Givvy - an app that lets you earn points as you play games and join raffles which you can exchange for PayPal cash. Minimum cashout is $1.01. Possible earnings per month is $1 - $3 depending on your activity and luck.
   
7. AppKarma - get paid to answer surveys, install and play games. Minimum cashout via PayPal is $10. But there are other rewards that you can claim too like amazon, itunes, Google Play and Playstation Store credits. You can reach the $10 cashout in less than a month depending on how fast you do the tasks. To get 300 points bonus, enter the referral code: mycroft
   
8. Chat - make money by messaging people, unlocking your phone screen playing games or reading news. Minimum cashout is $2 via PayPal. Estimated earnings with minimum usage is $1 per month.
   
9. Cashzine - read the news and get paid via GCash. Estimated earnings is $1 per month without referrals. Minimum cashout is $8 (P400) via PayPal. Enter my invitation code: 9640140 to get 8000 coins instantly. You can earn $2 per month with minimum use.
   
10. Buzzbreak - this is similar to cashzine, but with an insanely low minimum cashout of P1 via Gcash. Get bonus points by entering this referral code: B00618136
    
11. Ysense - a get paid to app that has been around for quite a while. If you religiously answer surveys and view ads, you'll earn $5 -$10 per month without referrals.
    

Hello there phmoneysaving! I created a blog recently and I posted my Digital Tipid Tips here on this sub with some incredible responses. This is my third blog post on how to save/invest as a teenager or student but to comply with the sub's rules, I have copy/pasted my content here! Hopefully you find these helpful and insightful.

Build Your Emergency Fund

First of all, build your emergency fund. What is an Emergency fund you might ask? An emergency fund is readily available cash in case of an unplanned expense, an illness, or unexpected expenses. Knock on wood but you can’t predict when a rainy day happens. Creating an emergency fund is ideal even as a student or teenager that is dependent on your parents because it acts as a buffer. Before you can even think of riskier investments such as stocks it is best to build your emergency fund first. The emergency fund will prevent you from borrowing money and procuring debt in the future.

Just got your allowance?

Saving your money is a great habit to practice and develop especially as you get older. Close your eyes and imagine your goals. What is it that you want? Do you want to travel? Get a new laptop for online classes? Maybe finally have your dream gaming setup? The answer to these questions is to save.
Whenever you get your allowance I would advise setting aside a portion of it to save. You can park it in a high interest digital savings account such as CIMB or ING to grow. CIMB and ING currently have the best savings rate in the country with a whopping 1600% higher than most major traditional banks (BDO, BPI, etc.). Compare CIMB’s savings rate of 3.10% to BDO’s measly 0.25%. It’s a no brainer. Since they’re completely digital banks you don’t have to go through the hassle of visiting a physical branch and you can open a savings account online within a few minutes.

Pag-Ibig MP2 Savings

Pag-Ibig MP2 is an optional modified savings scheme for Filipinos that want to save more and earn higher dividends. MP2 has a higher dividend rate compared to some other investments such as time deposits, traditional savings accounts, and money market funds. You can invest for as low as 500 pesos a month and you’re free to invest whenever you please. Furthermore, Pag-Ibig is guaranteed by the government making it a great contender for a safe, low-risk investment. With MP2, the government guarantees your earnings are tax-free although dividend rates vary every year depending on the performance. Thanks to technology you can deposit in your account remotely with ease using apps such as GCash and coins.ph.
Do note that you have to be at least 18 years old to enroll in MP2.
A word of warning, please stay away from VULs. These are known as variable life insurance and you will probably have an insurance agent try to sell you one of these at some point of your life. In my opinion, if you’re just a student with no job nor dependents then there is no need to enroll in a VUL.

Invest in Thyself

“An investment in knowledge pays the best interest.” – Benjamin Franklin

“Invest in Yourself!” — I have heard this time and time again. Although it has become a bit redundant I admit there is a lot of merit in that saying. During quarantine, I had a lot of time on my hands so I completed an online machine learning course which is related to the degree I’m taking. It took me just a few weeks to complete and it came with FREE certification (so worth it). In case you’re interested, Coursera is offering 100 courses completely free with certificates!
So whether you’re a teen like me with a lot of time on your hands or a professional who wants to amp up their resume, give it a go! You can join webinars, read books, and educate yourself during this time. Creating my blog has been another product of having a lot of time on my hands during quarantine.
The internet has a plethora of online resources — financial blogs, youtubers, forums and remember..INFORMATION IS OUT THERE. You just have to find it.
I would love to hear your thoughts and feedback. Please correct me if I am wrong and missed any important points worth mentioning.
What are your personal experiences and what have you learnt from when you were younger? Any money saving advice and tips that you can give? What would you say to your younger self looking back?

Hi guys, I'm here to share to you my top money making apps this July. These are legit apps that will certainly pay you cash via PayPal. Ready? Here we go.

1. Brave Rewards - This awesome browser lets you earn money while using it. The more you browse, the more you earn. Possible income per month without referrals ($2-$4). Payment is given every end of the month.
2. Clipclaps - A social media app that pays you by simply watching videos and playing games. You can request payout once you reach the minimum payout of $10. New users can cash out $0.10 immediately. Possible earnings with the app is $10 per month without referrals. Use this referral code to get a $1 bonus: 13LPA13L
3. Current Rewards - earn passive income by simply listening to your favorite songs. You can lay mobile legends while using this app to listen to music. Payment is via PayPal. Minimum cashout is $1. Get free bonus points if you use the referral link. Possible income is $3 per month without referrals.
4. Givvy - an app that lets you earn points as you play games and join raffles which you can exchange for PayPal cash. Minimum cashout is $1.01. Possible earnings per month is $1 - $3 depending on your activity and luck.
5. AppKarma - get paid to answer surveys, install and play games. Minimum cashout via PayPal is $10. But there are other rewards that you can claim too like amazon, itunes, Google Play and Playstation Store credits. You can reach the $10 cashout in less than a month depending on how fast you do the tasks. To get 300 points bonus, enter the referral code: mycroft
6. Chat - make money by messaging people, unlocking your phone screen playing games or reading news. Minimum cashout is $2 via PayPal. Estimated earnings with minimum usage is $1 per month.
7. Cashzine - read the news and get paid via GCash. Estimated earnings is $1 per month without referrals. Minimum cashout is $8 (P400) via PayPal. Enter my invitation code: 9640140 to get 8000 coins instantly. You can earn $2 per month with minimum use.
8. Ysense - a get paid to app that has been around for quite a while. If you religiously answer surveys and do tasks, you'll earn $5 -$10 per month without referrals.

I just wanna share my beermoney sites for ph users. yung may spare time na konting click2 lang . pwdeng pwde na. this is free and please post some of your sites too. cryptocurrencies, airdrops are not beermoney remember!
P.S. some of this need mo ng paypal account. to get the money physically paypal to gcash lng :)
EDIT: It takes 2-6 weeks to get the pay out. d talga sya for the sake na mg beermoney ka nlng d ka na mg trbaho. free time mo lng tlga.
Survey sites:

• Globaltestmarket - survey yung mg answer2 ka lng about products opinyon mo ganern haha. open mo lng tas wait nyo my survey offers hihi

points per survey: usually 5-200 pts
minimum pay out: 1000+ pts for 500 petoot. paypal
survey time: (5-30 mins)

• Yougov - ditto. parehas rin . medyo malaki lng needed points dito pero okay parin.

points per survey: usually 5-200 pts
minimum pay out: 5000 pts for 950 petoot. paypal
survey time: (5-30 mins)

• Tulona - ganern parin same lng sila tlga.

points per survey: usually 2000-8000 pts
minimum pay out: 20000 pts for 250 petoot. paypal
survey time: (5-30 mins)

• Mobrog - survey site rin pow ito. minsan tinatamad ako dito kasi always d na qualify eh pero maganda dito. note: wla sila points system. pera agad kada survey haha

earnings per survey: usually 10-200 pesos
minimum pay out: 250 petoot. paypal
survey time: (5-30 mins)

• IpanelPH - survey site hihi nice rin to pero d ko gaano ginagamit dpende lng tlga sa tao ano? haha

points per survey: usually 5-200 pts
minimum pay out: 1000 pts for 500 petoot. paypal
survey time: (5-30 mins)
NOTE: marami nman po ibang survey sites dito lng ako comfortable at proven na sa akin .
Other sites:

• Chrono - sa mga mahilig ng steam games. you can just visit and click the coin everyday . yung coin gagamitin para mka redeem ng mga steam games . ganern lng haha
  
• PlayfulBet - mahilig ka ba mg bet? ito isang free betting website . for all kinds of sports. at my esport rin! prizes are steam games. at gift cards. if maubos coins mo . bibigyan ka ng 4000 coins again to start to bet again oh dba? prizes range from 500k to 2million coins to redeem it . medyo malaki pero if magaling ka mg bet . madali lng mg 2x coins kasi edi waw haha
  
• UserTesting - ito nice ito need mo ng mic sa pc o laptop mo kasi parang ng rereview ka ng tetest ng isang website na ibibigay nila haha . pero ito kasi d nman pure PH but mgkakapera ka agad . sa 1st test mo is training kung ma approve ka kasi bibigyan ka nang qualifying test para ma identify kung gaano ka kagaling . 2nd test mo my $10 dollars kana or 500 petot. after that mahirap kana mkaka kuha ng other test kasi mabilisan swerte ka nlng kung mkaka qualify ka pero yung 2nd test mo given na yun . okay na d mo na gamitin ung site bsta my 500 petot kana dba? haha paypal ito at 1 week after the test makukuha mona pay out mo hihi . parang hack tricks haha note: d makikita mukha mo boses lng at interaction sa screen sa laptop. dont worry safe to at legit hihi wag kayo matakot haha
  
• Playtestcloud - parang usertesting rin to pero sa cp ka mg sasalita haha . ung sa usertesting minsan website minsan mobile app . i tetest mo . ito my qualifying test rin pero if ma bigo ka bibigyan kapa ng chance. nice rin ito itry nyo . hihi bsta dapat clear boses malakas at clear pronownsiheysyon lool haha
  

Mobile Apps:
LifeSlide - You can get a life/points per swipe. lockscreen app to sya. ang nice nito ay small portion of the screen lng ung magiging lockscreen tapos swipe lang.
points per swipe: 1 pts bonus share to fb to get 100 pts
minimum pay out: 2000 lifes for 100 petoot. paypal
avg time app duration until pay out: (2-3 months)
Fronto - lock screen din ito like lifeslide. marami iba app na lockscreen katulad tong pisoswipe but i am more convenient and comfortable with this. pwde to ipag sabay silang dalawa. pero fronto and peso swipe d pwde.
points per swipe: 20-30 pts
minimum pay out: 20k points for 50 petoot. paypal
avg time app duration until pay out: (2-3 months)
i have some more. mga website lng rin pero too complicated pero if interested ka you can pm me. Thanks guys!
EDIT: Added some sites kasi baka na puntahan nyo na yung napost ko at ng hahanap pa kayu ng iba. marami ba interested sa mga post na ganito? or baka sabihin nyo annoying or ano? I can post once in a while updates or anything like this.